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Cookie Policy

Last updated: April 2026

This Cookie Policy explains what cookies we use on MentorNaijaHealthInsuranceIntel AI and how you can control them. It complies with the Nigeria Data Protection Regulation (NDPR) 2019.

1. What Are Cookies

Cookies are small text files placed on your device when you visit a website. They allow the website to recognise your device and remember information such as your login status or language preference. We also use similar technologies including web beacons and browser local storage.

2. Strictly Necessary Cookies — Cannot Be Disabled

These cookies are essential for the platform to function. • session_token: Keeps you logged in during your session. Expires when you close your browser. • csrf_token: Protects against cross-site request forgery attacks. Session cookie. • next-auth.session-token: Manages your authenticated session via NextAuth.js. 30-day expiry.

3. Functional Cookies

These improve your experience but are not essential. • cookie_consent: Remembers your cookie preference so we do not show the banner repeatedly. 1-year expiry. • language_preference: Remembers your language selection. 1-year expiry. • quiz_progress: Saves your quiz progress if you navigate away before completing it. Session cookie.

4. Analytics Cookies

These help us understand how people use the platform. All data is anonymised — no personally identifiable information is collected. • mp_[token]_mixpanel: Mixpanel analytics — tracks pages visited, features used, and conversion funnel. 1-year expiry. • _ga, _ga_[id]: Google Analytics — tracks general usage patterns. 2-year expiry.

5. Third-Party Cookies

• Paystack: Sets cookies during the payment flow to prevent fraud and maintain payment session security. Governed by Paystack's own cookie policy.

6. What We Do NOT Use Cookies For

• We do not use advertising cookies or tracking pixels from ad networks • We do not share cookie data with advertisers • We do not use cookies to build advertising profiles about you • We do not use cookies to track you across other websites

7. How to Control Cookies

Cookie consent banner: When you first visit the Platform you will see a consent banner. You can accept all cookies, accept only necessary cookies, or customise your preferences. Change your preferences at any time via the cookie settings link in the footer. Browser settings: • Chrome: Settings → Privacy and Security → Cookies and other site data • Firefox: Settings → Privacy & Security → Cookies and Site Data • Safari: Preferences → Privacy → Manage Website Data • Edge: Settings → Cookies and site permissions Note: Disabling strictly necessary cookies will prevent you from staying logged in. Opt out of analytics: • Mixpanel: mixpanel.com/optout • Google Analytics: tools.google.com/dlpage/gaoptout

8. Local Storage

We use browser sessionStorage to temporarily store your quiz results and plan comparison selections. This data stays on your device only, is not sent to our servers, and is cleared when you close the browser tab.

9. Contact

For questions about our use of cookies, contact us at privacy@omnialera.com.

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